The Need to Invest
The Need to Invest A Comprehensive Exploration by PESAWALA Understanding the Motivation to Invest The act of investing is not just about chasing higher returns, it's fundamentally about securing financial stability and building a robust foundation for future aspirations. Let me begin by highlighting the consequences of not investing surplus cash. If one merely saves money without investing, the corpus accumulated over a working life may only suffice for a limited post-retirement span. For instance, a hypothetical scenario shows that even with diligent savings, a non-investor might run out of funds within 7-8 years after retirement. (This is what had happened to my father). This underscores the essential role of investment in combating the ever-rising cost of living and ensuring financial longevity. The Power of Compounding & Growth One of the most compelling arguments for investing is the exponential impact of compounding returns. Surplus income, when invested at a reasonable...
